Recent Changes

Three {Accident.jpg}
Statistics
-The most expensive states to insure an automobile are D.C., New Jersey, Louisiana, and New York.
-Most expenses from auto insurance after an accident go to passenger damage.
(iii.org)
Avoiding the Risks
-Move to Wyoming, auto insurance is cheap there.

Getting {Buyingcar.jpg}
Statistics
-The average downpayment people make for a Car Loancar is 9% of the car's purchase price.
(money-zine.com)
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Avoiding the Risk
-Shop around for the lowest APR.
-Don't get a loan that has a monthly payment that comes to close to breaking your budget.
-Get atleast a 9% downpayment, it will help a bit.

OneGetting a Car Loan

-Dark colored cars are more likely to be damaged by the sun.
(Study findings were published in the British Medical Journal)
The top five least safest cars
1. Buick Rendezvous
2. Ford Ranger
3. Nissan Frontier
4. Ford Escape
5. Toyota Yaris
(infobarrel.com)
Top five safest cars
1. Mercedes Benz E Class
2. Mini Cooper
3. VW Passat
4. Ford Freestar
5. Volvo XC90
Reducing Risk of Financial Loss
-Pick lightly colored cars, especially if you live in a sunny climate.
-Choose from the correct list above or pick a car that has greater than a 3 star rating for frontal impact, side impact, and rollover.

{Colors.jpg}
The Statistics
-The most accident prone car colors are brown, black, and green.
-Red is the most difficult color to see.
-At night, white is the most visible, while red is seen as black.
-Grey/Silver cars are the least visible in foggy/snowy conditions, while yellow is the most visible.
-Dark colored cars are more likely to be damaged by the sun.
(Study findings were published in the British Medical Journal)

Two {Colors.jpg}

{Colors.jpg} Red cars cost the most to insure and green cars are more accident prone. SUVs are more expensive, but are safer, while a Smart Car is gas efficient, it's also a "mini box of death."
{Buyingcar.jpg} When choosing a car Loan, keep in mind that high APR and a low Down Payment means high monthly payments.
your limit. Not having an Insurance Policy for your car is illegal and puts you at the risk of paying thousands of dollars instead of a few hundred per year.

Risky Behaviors
{Colors.jpg} Red cars cost the most to insure and green cars are more accident prone. SUVs are more expensive, but are safer, while a Smart Car is gas efficient, it's also a "mini box of death."
a car LoanLoan, keep in mind that high APR and a low Down Payment means high monthly payments.
{Accident.jpg} Having a low Coverage Limit puts you at risk of paying the amounts that exceed your limit.